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1. When can I lock my rate? Answer
2. Why use a Mortgage Broker? Answer
3. Do you collect an application or processing fee? Answer
4. Should I pay points? Answer

Q : When can I lock my rate?
A : Immediately upon application, receipt of all requested documentation, and payment of the appraisal.
 
Q : Why use a Mortgage Broker?
A : Price and service; the banks and the credit unions simply have not been able to compete on either.
 
Q : Do you collect an application or processing fee?
A : No - never have, never will.
 
Q : Should I pay points?
A : In most instances the best choice is the loan with the least closing costs, including points.
 
 

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