lowest rates on mortgage loans in tampa and florida

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FAQ

CASH-BACK PROGRAM If you have not entered into an agreement with a Realtor or a home builder to purchase, we can pay all or a portion of your loan closing cost. We do this by referring you to a Realtor who will be paid for our referral by the seller, not by you. That is $2,000 on a $200,000 loan! As an alternative to paying your closing cost, we can buy down your rate. Typically, this amounts to a 1/4% reduction in your interest rate, and will save thousands of dollars in interest charges over the life of the loan. REALTOR REFERRAL PROGRAM For Realtors holding a Loan Originators license we pay a referral fee for sending buyers to us for financiing, and that Realtor receives future fees on any referral that we refinance. That's right, not only can a Realtor increase transaction income by earning mortgage brokerage fees, there is potential for future income after the purchase closes. How about this? A Realtor/Loan Originator in our program can receive a fee on a transaction that did not close. In this instance a Realtor refers a customer to us for loan pre-qualification, the customer buys from another Realtor but stays with us for the loan. The Realtor earns a fee on the loan ... current income, found money!